Baywood Medical Associates

11/30/92

To Whom It May Concern:

We have engaged Michael D. Steffano of Austin Programmers Group to help us design
and program a large complex Medical Office Management system in Dataflex 3.01.
The system includes many scrolling look-up tables, multi-line item detail entry
screens and a virtualized Insurance Claims Printing (Report) module that prints
to the screen, printer, and disk file simultaneously.

Mr. Steffano exhibits a high degree of knowledge in application design and
programing.  He obviously has had a lot of experience in this field.  He is
very easy to work with, easily handling all the vagaries of this kind of project.
He has always shown the highest professional standards and integrity.

We will continue using Mr. Steffano's services and sincerely recommend him to any
others seeking Dataflex contract programming.

Regards,

James F. Spuhler, MBA
DP Manager